Benefits of Long Term Care and Life Insurance
By Yaakov Lichter
 Everyone should think about their retirement. Have you? The answer may be yes, but have you done anything for your retirement? Perhaps you have a 401k or investments set up to help assist you through retirement. Perhaps you assume your Social Security will let you live comfortably.
Did you ever take into account the costs of Long term Care? They are rising at almost 5% on average over the last 7 years. Did you take into account the disadvantages of medicaid planning? Have you though about the tax benefits of purchasing Long Term care?
Did you take into account the effect you would have on your family if you were to pass away suddenly? What would they do without your steady stream of income coming in?
Planning, as well as answering these fairly simple questions can help you build a safety net which every family cannot live without. Perhaps what you have in place is sufficient, if this is true great, if what you have is not enough, you can look at every option available for you and your family.
Doing a complimentary review with an insurance agent and financial advisor is a win win situation, and I hope you take full advantage of the opportunity.
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About the Author
| Yaakov Lichter, Prudnetial Insurance Company of America
303 International Circle, Suite 105,
Cockeysville, MD 21030
7188774597
Contact Author: request info
If you would like to re-print this article, please contact the author.
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