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Union Savings Bank  

1491 W. Dupont Road - Fort Wayne, IN 46825
www.usavingsbank.com/bkinniry
Union Savings Bank will lend on the following property types:

- Single family dwellings or condos (owner occupied and non-owner occupied)
- 2 to 4 family dwelling units (owner occupied and non-owner occupied)
- Multi Family dwelling units up to 200 units
- Residential Farm (home)
- Building lots or sites

Brian Kinniry - 260-442-6877  

Mortgage Banker

Services
Loans & Lending - Commercial
Loans & Lending - Residential

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Questions & Answers
Q: What advice would you give to a customer looking to hire a company like yours?
A: My advice to you is the same as the Consumer Financial Protection Bureau (CFPB): You should shop around for a mortgage and not settle for just one quote, ever. That is because there are many differences between mortgage providers and their prices and products. If you do the bare minimum of getting two quotes, make sure you call me to be one of them so that I can prove to you how much money you can save up front in closing costs, and more importantly, how much you can save over time with great rates and the power of compound interest.

Q: What is the most common type of project or service your company provides?
A: Residential Mortgage Lending

Q: What would you like your customers to know about your company?
A: We take saving your money seriously and are delighted to provide low cost and high value mortgage solutions to your home financing needs.

Q: What is your company best known for?
A: Low Closing Costs, Great Rates, and Fast Processing.

Q: What separates your company from the competition?
A: About $1500 to $2500 lower in closing costs and thousands to tens of thousands of dollars in savings over time with great rates depending on the loan amount and life of the loan.

Q: Does your company offer a warranty or guarantee?
A: Not applicable to lending.

Q: What questions do customers most frequently ask you? What is your answer?
A: How much money can you save us on a conventional mortgage? About $1500 to $2500 in closing costs, and usually 1/2 to 1/8 of a percent on the rate which can mean thousands or tens of thousands of dollars in savings over time due to the power of compound interest and depending on the loan balance and life of the loan.

Q: Does your company offer discounts to senior citizens or veterans?
A: No, but Veterans have access to VA loans which offer specialized benefits such as 100% financing and no PMI for loans over 80% LTV.

Q: Describe a project or service that your company recently completed (include challenges, costs, and innovative solutions).
A: We serve the local SCAN people by donating dinner and grilling and serving them dinner.

Q: Tell us a little about your company.
A: Member FDIC since 1904. Known for being the top residential mortgage lender in many cities including Cincinnati, Dayton, Columbus, OH, Indianapolis, Bloomington, Columbus, IN. Most recently opened an office in Fort Wayne, IN.

Q: What forms of payment do you accept? (cash, check, credit cards, etc.)
A: All of the above.

How We Charge For Our Services
Loans & Lending - Commercial
- 0.10 to 1.00 percent for closing costs
Full out of pocket closing costs and zero to 1% fees depending on the project.

Loans & Lending - Residential
- $149.00 to $450.00 fixed fee for closing costs
Bank closing costs in Fort Wayne, IN for conventional loans are $149, plus recording fee for a refinance and $450 plus recording fee for a purchase.

* All information in this profile, including licensing, has been provided by Union Savings Bank. This information is not verified by ProMatcher.

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