Bank of England Mortgage  

Testimonials

Mike made the process simple. He answered all of my questions and was able to explain in detail so I could understand. He was always available anytime I needed him. Mike detailed all of my options and we went with a 15 year fixed. I was able to close in the timeframe I wanted as well. I would recommend that you choose Mike Ferraro. He knows his business and follows through with what he promises. He is a pleasure to work with and I would recommend him to anyone interested in refinancing or looking for a mortgage.

I came across Michael Ferraro by luck since I responded to a radio ad. Indeed I was lucky. He was right there explaining each step along the way ,always explaining everything in detail. He showed me how I could get a better interest rate by taking a shorter term loan. He made sure we closed on time and avoided any increase in interest rate or extension fees. He even arranged for the closing at my home. I would definitely recommend Michael, in fact, I already have several times.

We chose Mike Ferraro because he offered an educator incentive to all Kutztown University employees which waives closing costs. I did my research and Mike was also recommended by a colleague who he had done a loan for. Mike reduced our rate substantially and our mortgage was converted from 30 to 15 years. He guided us through the process from beginning to end. I would recommend Mike without hesitation.

I spoke with Mike and he was very responsive to all of my questions. Everything was handled electronically so I didn’t spend a lot of my own time delivering documents. I benefited from refinancing with Mike after a deal with another bank fell through. It was complicated by multi-state issues but he worked through everything brilliantly. Mike arranged all necessary inspections and verifications as promised. There was no unexpected costs. If you want an honest deal without any surprises, trust him.

Mike Ferraro was my mortgage originator. He helped us refinance our 15 year loan to a new 15 year loan and lowered our rate a full point. He was very cooperative and responsive. He was always available via email and phone to answer all of my questions and concerns. We had an excellent experience and I’d highly recommend him

I was referred to Mike Ferraro because they were local. I enjoyed the correspondence we had via email and I liked that I was able to just send documents via email to keep the processing moving in a timely manner. My APR was as stated with no hidden costs. Mike provided the product as described with timely responses. The experience overall was a positive one. Closing was extremely quick and pleasant.

Mike Ferraro came highly recommended to me by my parents who had refinanced their home with him and were very pleased with his services. Mike was extremely responsive from the time I put in my application to even questions I had after I had closed. He kept me up-to-date with everything that was happening with my loan, and made sure the process went along efficiently. He always promptly returned my e-mails and telephone calls and patiently and professionally answered all questions and concerns I had. I never felt like I was out of the loop or not sure where things stood with my loan. I was pleasantly surprised with how smoothly, easily, and quickly Mike made the whole process for me. I would unequivocally recommend Mike to any potential clients and in fact have already passed his contact information along to several friends and coworkers who mentioned they may be interested in refinancing or purchasing. I could not be more pleased with his services.

Mike was absolutely flawless and I attribute that to Mike’s expertise in the mortgage business as well as his commitment to me. No matter what the question, no matter what the issue, Mike always got back to me punctually and followed through until we found a solution. He solved everything through to closing and it could not have been any smoother. He always got back to me quickly if he was not there to answer my questions personally. He made sure that every piece of the process was thorough and in order so there was no breakdown on the way to closing. He was knowledgeable, courteous with a good sense of humor and very efficient. I would give Mike my highest recommendation. Effective. Efficient. Knowledgeable. An absolute pleasure to work with a great representative like Mike

Mike Ferraro was recommended by a co-worker. I had already contacted several banks prior to Mike so I had some preliminary info and when I compared what he offered he was the lowest. Mike was always available for us to ask questions and get clarification, which I liked much better than dealing with a bank. It was nice to have Mike as a resource and it made us feel like we had an advocate. He helped secure our loan with the best rates. He was very responsive to get our loan closed and explained everything thoroughly. I would highly recommend Mike Ferraro to do your loan.

Mike made the process simple. He answered all of my questions and was able to explain in detail so I could understand. He was always available anytime I needed him. Mike detailed all of my options and we went with a 15 year fixed. I was able to close in the timeframe I wanted as well. I would recommend that you choose Mike Ferraro. He knows his business and follows through with what he promises. He is a pleasure to work with and I would recommend him to anyone interested in refinancing or looking for a mortgage.

Mike offered an incentive to the faculty of Kutztown University where I am employed as an assistant professor. Once I decided to purchase my first property, I recalled that offer and contacted Mike. He had indicated there might be some savings available on closing costs for faculty, and that ended up really helping me. Mike was terrific. Mike was the one person in my deal who I felt was consistently on my side helping to get things done. He kept me sane. I would recommend Mike without hesitation. I had the craziest situation that just seemed to get worse and worse and more complicated, and Mike smoothly worked out all the kinks, even dealing with just the listing agent when my agent dropped the ball at a crucial point. I would confidently work with Mike again and advise my friends to work with him if they want a mortgage professional who is efficient, smart, on top of things and extremely helpful in a calming manner. Two thumbs up!

Loans & Lending - Residential - $10.00 to $100.00 fixed fee for closing costs We will waive all origination fees. (Only 3rd party fees apply)